Amy Beery to Direct Youth Tools
Bethany Theological Seminary has called Amy Beery as system manager of youth engagement during the Seminary, an innovative new position that is part-time. Having offered as admissions therapist at Bethany since July 2016, she
Biographical Sketch: We have had an eclectic journey that is spiritual my solution to becoming Brethren. I happened to be created into A catholic that is observant family my moms and dads joined up with the Assembly of God once I was at 8th grade. Through senior high school and
Frugal Fridays: Thrifty events in Richmond and Beyond (Sept weekend. 25-27)
IN RICHMOND (or nearby)
Warm Glow Fall Festival Enjoy waiting for you product product sales, premium meals sampling, craft/art vendors, bounce houses, petting zoo, pumpkins, mums and far a whole lot more! This household enjoyable autumn festival is just a must stop! Whenever: Saturday, Sept. 26th from 9AM
Specialized Graduate Certification in Intercultural Biblical Interpretation
This certificate that is specialized a focus in the sacred texts associated with Christian faith and types of interpretation, especially in discussion with intercultural hermeneutics and international views. The necessity of rigorous and engagement that is reflective scripture is stressed. A
Bethany provides three masterвЂ™s degree programs, six graduate-level certificates, and learning that is nondegree. Find out about what Bethany is offering!
MasterвЂ™s Degree products
Master of Divinity (MDiv) This ministerial level system is built to prepare
Bethany and EYN Form Educational Partnership
Bethany Theological Seminary and EkklesiyarYanвЂ™uwa a Nigeria (EYN, Church associated with the Brethren in Nigeria) have actually
Brand New Staff Hired
Dylan Higgs of Fishers, Indiana, happens to be employed as manager of instructional design, to begin with 8, 2019 july. In this brand new place at the Seminary, Higgs will help faculty and pupils
Academic Partnership with Nigeria
ItвЂ™s an historic relationship, initial of their sort between Bethany Theological Seminary and a Church associated with Brethren team away from united states of america. During the 2016 Annual Conference, Bethany president Jeff
New Graduate Certificates Offered
When it comes to very first time in nearly twenty-five years, Bethany Theological Seminary is introducing three improvements to its educational offerings: Graduate Certificates in Biblical Interpretation, Conflict Transformation, and Theopoetics and Theological Imagination. Applications are increasingly being taken for the autumn 2016
New Students Welcomed
Because of the opening of this fall semester on August 27, twelve brand new pupils started their studies toward a graduate level or certification at Bethany Seminary. Two ecumenical students join ten Church for the Brethren pupils from eight districts, among
Statement: CFPB Action On Payday Lending May Help Louisiana Families
A rule that is new today because of the customer Financial Protection Bureau (CFPB) wil dramatically reduce the harms of short-term payday lending and automobile name lending to Louisiana families, but state defenses stay vital to avoid predatory loan providers from exploiting loopholes when you look at the guideline.
Payday and car name costs that are lending families $241,461,615 per year in abusive charges. The loans drive borrowers into monetary stress by trapping them in long-lasting financial obligation at triple-digit interest levels. Borrowers regularly spend more in fees compared to the quantity they borrow for just what is marketed being a fast solution for a cash shortage. Many end up getting unpaid bills, overdraft costs, shut bank records as well as bankruptcy.
вЂњThis brand brand brand new guideline has got the prospective to carry common-sense demands to a payday financing industry that knowingly traps tens and thousands of Louisianans in long-lasting rounds of debt at 391 per cent interest that is annual. But Louisiana families nevertheless require our state lawmakers to bolster customer defenses,вЂќ said Jan Moller, manager for the Louisiana Budget venture. вЂњLeft unchecked, payday and vehicle name lending drains over $200 million on a yearly basis from LouisianaвЂ™s economy and sometimes causes bankruptcy, banking account overdrafts and delinquency on other bills. Whilst the CFPB cannot legally cap the attention price on payday lending вЂ“ the absolute most measure that is effective stop the payday financing financial obligation trap вЂ“ our state lawmakers can and really should cap these loans at 36 percent APR.вЂќ
The CFPB is certainly not legitimately authorized to cap interest levels, therefore the brand new guideline protects customers by needing loan providers to make a plan to require affordable loans вЂ“ loans that borrowers will pay straight back without taking right out another loan so that you can protect cost of living.
вЂњThe CFPB guideline limitations payday lendersвЂ™ ability to victimize economically vulnerable Louisianans by requiring loan providers to think about a borrowerвЂ™sвЂ™ ability to settle and limiting back-to-back loans,вЂќ said Dr. Alex Mikulich, a fresh Orleans-based Catholic theologian, and activist. вЂњThis guideline will force predatory loan providers to move their business structure far from churning loans out one after another and ease the stranglehold payday loan providers have on LouisianaвЂ™s working bad families.вЂќ
It is made by the CFPB clear that the guideline is just a floor for customer defenses, perhaps perhaps not really a roof, and therefore it generally does not avoid states from enacting more powerful rules, such as for example an interest rate limit.
The rule does recognize that long-term high-cost loans are also harmful although todayвЂ™s rule addresses only the ability-to-repay standards for short-term loans and longer-term loans with a balloon payment. The CFPB is continuing its strive to deal with those loans too. Payday loan providers have long reputation for exploiting loopholes where they are able to locate them, and state usury caps prevent this exploitation. A 36 per cent price limit would make sure that borrowers are protected from the harms of the high-cost loans whether or not they have been organized as short-term or long-lasting loans.
Read the CFPB press release and factsheet summarizing the guideline on payday advances plus the complete CFPB guideline on payday advances.